A LEVEL ONE GROWTH PATH

A dual-licensed growth path for modern Realtors.

Expert guidance. Precision mortgage solutions.

Most Realtors hand off the mortgage side of the transaction — and the income opportunity attached to it. LEVEL gives you a pathway to become a dual-licensed loan originator and earn up to an additional 1% on eligible transactions. Your role is simple — send a secure loan-application link to your buyer and stay in touch with the assigned inside loan officer. LEVEL's lending partner handles documents, income calculations, rate quotes, disclosures and compliance.

Up to 1%

Additional compensation opportunity on eligible transactions

Up to $7,000

Potential additional income per eligible transaction

Stay Client Focused

Our loan team supports and handles the heavy lifting

Available in eligible states. Compensation, timing, loan approval, and closing timelines are subject to eligibility, licensing, borrower qualification, underwriting, documentation, program requirements, and applicable laws. Earnings examples are not guarantees of income.

BUILT AROUND YOUR BUSINESS

Why Choose LEVEL™

Leverage, Not Workload

LEVEL's lending partner handles documents, income calculations, rate quotes, disclosures and compliance.

Up to $7,000 Per Eligible Deal

Earn up to an additional 1% on eligible transactions from the volume you already have.

A Compliant Path

Participate in the mortgage side when properly licensed, sponsored, and eligible — with full backend support.

Have a Team? Grow With It

LEVEL can support agents on your team who choose to pursue MLO licensure, sponsorship, and eligibility. Any mortgage compensation requires actual licensed mortgage origination services and is not paid for referrals.

See What Eligible Transactions Could Add

See what the deals you already close could be worth with LEVEL — illustrated below with an interactive scenario.

ILLUSTRATIVE SCENARIO

What could your volume be worth?

Move the sliders to see the potential additional income on transactions you may already be closing — up to an additional 1%, capped at $7,000 per eligible transaction. Compensation requires active MLO licensure and compliance with all federal and state mortgage regulations.

TRY A SCENARIO

Potential additional income per eligible transaction

up to $5,500

Potential additional income per year

up to $55,000 10 eligible deals × up to $5,500 each

Potential 3-year cumulative

up to $165,000 At the same illustrative volume each year

EDUCATION TO ORIGINATION

How the LEVEL Path Works

1

Pre-Licensing Education

Enroll in the 23-hour NMLS Pre-Licensing Course through Direct Rate University or an accredited school of your choice.

2

SAFE Exam & Sponsorship

Schedule and pass your MLO SAFE Exam. Once completed, Direct Rate will sponsor you as a licensed MLO — making it official.

3

Client & Loan Support

Send a secure loan-application link to your buyer and stay in touch with the assigned inside loan officer.

LEVEL is currently available for eligible Realtors in:

MichiganTexasArizonaNew MexicoColoradoMontanaFloridaCalifornia Georgia onboarding soon

Explore LEVEL for Your Business

Share a few details and Victor will walk you through the eligible-state licensing path personally.

Explore My Eligible LEVEL Path